Should I refinance from an adjustable rate to a fixed rate?

In these times of rising interest rates you may decide to refinance to the lowest fixed rate possible. However, if you have had an adjustable rate mortgage for less than one year, and you plan to move in less than three years, refinancing is probably not the best option. But if you are staying in your home for seven years or more, refinancing may a good idea to avoid being affected by rising interest rates.